Tired of Denials and Confusing Credit Advice?
Fix the Credit File shows you exactly whatβs holding your score back β and gives you the education and coaching to rebuild and finally move forward with confidence.
Β Look forward to your free Credit Snapshot β youβll get instant access at the end of this page.
Β
Education + Elevation. No Confusion.
Start with Keys to Credit (Standard)Why Your Credit File Matters More Than Your Score β from Dr. Lisa Hoover.
Why Fix the Credit File Isnβt βCredit Repair
Not all credit help is the same. Traditional repair companies drag things out and keep you in the dark. Fix the File is different β itβs coaching that gives you clarity, control, and lasting results.
Fix the Credit File Coaching
Β
Β π β Show you your whole file
π― β Teach how lenders really view you
π β βFaster results, built for real goals
π β You gain control + know how to use credit
π² β Clear 6-month journey β unlike repair companies that drag it out for years
Credit Repair Companies
Β
π©Β β Send letters only
β β Donβt explain score changes
π β You never learn how to manage credit
π Little control, still confused
π³ β $150+/month, often 12+ months
Trusted By Industry Leaders
Dr. Lisa Hoover has built a career in education, real estate, publishing, law and non-profit leadership. Sheβs the author of multiple books and founder of Misfits Magazine, with 15+ years helping people access opportunities.
Across every role, her strength has been breaking down complex systems into clear, actionable steps. With Fix the Credit File, Lisa brings that clarity to credit β giving people tools to understand, rebuild, and reclaim their financial future through education and coaching.
Start Fixing Your Credit File Today
Real Results from Real People
What Clients Are Saying
Don't just take our word for it. Here's what our clients are saying about their credit transformation journey.
Your Path to Credit Clarity β 5 Programs to Choose From
Start where you are. Each step is designed to move you closer to confidence and control.
1
π₯Credit Roundtable
Start your Fix the File journey with the Credit Roundtableβ’ the on-ramp into the Fix the Fileβ’ pathway.
This DIY, entry-level group program is designed for members who need foundational knowledge + community support to begin repairing their credit file. You'll get tools, teaching, and guidance inside Credit Lab Liveβ’ - but there are no replays, no Q&A, and no 1:1 coaching at this tier. Bring your pen and take notes.
Includes:
π Clarity Kit (Mini T.R.U.S.T., Profile vs Score, Top 5 Mistakes, Clarity Quiz).
π₯ Monthly Credit Lab Live" session (60-75 mins) with teaching (15-25 mins) - listen & learn only.
π No replays; bring your pen + take notes.
Policies: No 1:1. No replays.
Price: $37.00
2
πKeys to CreditΒ -Β Standard
Β
π Structured DIY + Support
Build confidence with Keys to Credit Standard. This self-paced but structured program gives you the Confidence Toolkit, monthly focus emails, and access to Credit Lab Live (topic-based group Q&A) so you can move through your credit journey step by step. Replay links are available for 48 hours.
Includes:
π T.R.U.S.T. Audit (entry-level framework)
π§° Confidence Toolkit - Standard Edition (Jumpstart Checklist, Monthly Score Tracker, Readiness Checklist)
π§ Monthly Focus email (what to complete)
π₯ Community accountability space
π€ Monthly Credit Lab Live session + Q&A on the topic (general clarifying questions only; observation only no hot seat)
π Replay link active for 48 hours
π Program runs for 6 months from start date (6 monthly sessions)
Policies: No 1:1 coaching. Credit Lab Live Q&A is limited to the scheduled topic and not guaranteed for every participant Subscription automatically ends after 6 months.
Price: $97.00
3
π Keys to Credit β VIP
Β
Move Faster. Go Deeper with VIP exclusives:Β the Ultimate Credit Guide (view-only), the Toni Simulation, lifetime replays, and priority Hot Seats inside Credit Lab Live - plus everything in Standard.
Includes:Β
β Everything in Keys to Credit Standard
π T.R.U.S.T. Audit Tracker
π€ Priority Q&A/Hot Seat inside Credit Lab Live (bring your T.R.U.S.T. Audit for direct coaching)
π Ultimate Credit Guide (Heyzine, view-only)
π₯ Toni Simulation (extra practice)
π VIP Credit Jumpstart Workbook
πΊ Lifetime Replay library
π Baseline Scripts (general dispute, bankruptcy freeze, freeze/put-back)
Policies: No 1:1 coaching. UCG not downloadable. Subscription automatically ends after 6 months.
Price: $1,497.00
4
π΅οΈββοΈTrust Credit Audit
Β
A one-time private audit of your credit file including a 75-minute review session, written 90-day action plan, and one follow-up call to keep you on track. The ultimate diagnostic for your credit file.
Includes:
π» 60-75 min private Zoom
π Written 90-day plan (PDF)
π 30-min follow-up call within 21 days
π₯ Session recording (Lifetime access)
Policies: No ongoing coaching. Ultimate Credit Guide not included.
Price: $997.00
5
π Beyond the Audit (BTA)
Β
Six months of private coaching to implement your T.R.U.S.T. Audit plan: monthly 1:1 call, bi-monthly accountability check-ins, rolling 90-day plans, and the Ultimate Credit Guide in print + digital.
Includes:
π 75-minute kickoff review (T.R.U.S.T. Audit + reports)
π Six monthly 1:1 coaching calls (60 minutes each)
π Rolling 90-day plans + email support
π₯ Session recordings in client portal
β° Accountability check-ins on the 1st + 15th each month (via text/email)
π Ultimate Credit Guide bundle: print (Ingram) personalized PDF + Heyzine
π‘οΈ Ongoing file guidance throughout the 6 months
Β
Tuition Options:
π΅ $5,997 pay-in-full
π³ $1,050 Γ 6 months
Take Control of Your Credit File Today
Choose your path to clarity β and start seeing real movement.
Start with Keys to Credit (Standard)Get YourΒ Credit File Snapshot Tracker
Enter your details below to uncover whatβs holding your score back and the exact steps to fix your file
We won't send spam. Unsubscribe at any time.
